Homeownership Inquiry

If you are interested in purchasing a Habitat Victoria home, please fill out the below form to be put on our contact list for future projects.
Please note that this is a way to help determine if our Homeownership Program is the right fit for your family and is NOT AN APPLICATION for a home.
To read more about the Homeownership Program and qualifications please click here.

General Eligibility Criteria

* Indicates required field

Contact Information

Applicant Name *

First

Last

Co-Applicant Name (if applicable) *

First

Last

Street Address *

Phone Number *

City, Province *

Email *

Postal Code *

Homeownership Information

What is your current rent? *

How many bedrooms do you have in your current rental? *

Do you currently own or have interest in a home, investment property or land anywhere in the world? *

Yes No

If you answered yes, please explain *

Have you ever owned a home before? *

Yes No

If you answered yes, please explain, including any foreclosures *

My family is willing to relocate to any area in the Capital Regional District (Sidney to Sooke to Mill Bay) where Habitat Victoria will be building next *

Yes No

If you answered no, please list the areas your family would be willing to move to *

Size and Suitability

Matching families to homes is one of the challenges of our program. We follow the same criteria as BC Housing in determining a suitable size home for a family:

Children must have a separate bedroom from adults.
A maximum of two children may share a single bedroom.
Children sharing a bedroom must be the same gender.
At least one family member per bedroom.

Please list here the age and gender of each person who will be living in the home *

If two children of the same gender cannot share a bedroom, please specify the reason. *

Income Criteria

Habitat Victoria sells homes to qualified families at fair market value. One of the three main criteria for the Homeownership Program is the Ability to Pay the mortgage and home maintenance costs. An applicant family MUST have a consistent, reliable source of income in order to qualify for a home. Your annual gross household income MUST fall within the income range as determined by Habitat Victoria for the size of home:

Which income range does your family fall in to? *

$45,000 - $61,000 for a 2 bedroom home $50,000 - $79,000 for a 3 bedroom home $55,000 - $84,500 for a 4 bedroom home

Can you answer YES to the following questions? *

I am continuously employed and have a reliable source of earned income I understand that I will be required to share my last three years of financial information with Habitat Victoria I agree to a credit check

Which municipality do you work in? *

If applicable, where does your co-applicant work? *

Have you or your co-applicant declared bankruptcy or been discharged in the last three years? *

Yes No

Please list your yearly gross household income based off line 150 on your income tax return: *

Please note that to qualify for a home we prefer to see less than 5% of your gross income amount owing on all credit cards
For example: If your gross income is $50,000 a year then your credit card debt should not be more than $2,500.

Total amount owing on all credit cards: *

Total amount owing on all vehicle lease/loans: *

Total amount owing on student loans *

Total amount owing on all other loans: *

Monthly payment: *

Monthly Payment *

Monthly payment: *

Willingness to Partner

One of the three main criteria for Habitat Victoria's Homeownership Program is Willingness to Partner. Once an applicant family is accepted to the Homeownership Program they become a 'Future Homeowner' and will be required to act as 'Ambassadors' of Habitat Victoria, which may include speaking to the press, having their family photographed for promotional material and attending public events. Becoming a Habitat Victoria homeowner means that you are agreeing to partner with
Habitat Victoria on an ongoing basis for as long as you own the home.

Yes, my family is willing to: *

Act as 'Ambassadors' of Habitat Victoria, which includes speaking to the press, being photographed for promotional material and attending public events Live in a complex with other families who may be from various ethnic, religious and cultural backgrounds Abide by all the rules, policies and criteria established by Habitat Victoria in accordance with Habitat Canada and the CRA Complete 500 volunteer hours within two years (6 hours a week volunteering at Habitat Victoria)

Living in Need

One of the major criteria for selection into the Homeownership Program is that your family is Living in Need. This essentially means that, for a variety of possible reasons, your home is not suitable or is unsafe. Families living in substandard housing are given preference.

Some of the factors Habitat Victoria uses to determine your level of need are: *

You are paying more than 30% of your total gross (before tax) household income toward rent Your home requires major repairs Your home or complex is not safe Children of different genders share a bedroom Three or more family members share a bedroom The conditions of your home impact your family's health None of these apply

Anything else you would like to add *

Submit my Homeownership Inquiry

Habitat for Humanity Victoria ReStore
Phone: 250.386.7867
Email: restore@habitatvictoria.com

Westshore ReStore
849 Orono Avenue
Langford, BC V9B 2T9
Phone: 250.386.7867 ext 113

Uptown ReStore
3311H Oak Street
Victoria, BC V8X 1P9
Phone: 250.386.7867 ext 213

ReStore Hours

Shop
10:00 am to 5:00 pm
Tuesday - Saturday

Donate
9:30 am to 5:00 pm
Monday to Saturday

Habitat for Humanity Victoria Affiliate Office
Phone: 250.480.7688
Fax: 250.480.7648
Email: info@habitatvictoria.com

Mailing address:
849 Orono Avenue
Victoria, BC V9B 2T9

Charity BN/Registration:
89060 4135 RR0001

Expression of Interest

Homeownership Information